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As a healthcare service provider, if you provide services to any of our members, you can register on our secure website to:
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DMA is the first tool of its kind in South Africa - providing employers with easy, 24/7 access to the membership data of their entire employer group or branch - through the Internet. DMA allows you to:
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More people can qualify as dependants on GEMS than ever before. The following people may qualify as dependants on the Scheme:
All dependants who are 21 years and older must not earn more than the annual maximum Government Social Pension amount, excluding partner and spouse-type relationships. To find out the current Government Social Pension amount, please visit the South African Social Security Agency website at http://www.sassa.gov.za/ or contact them on 08600 601 011.
For dependants who are 21 years and older to be registered they must not be permanently employed.
For most of the dependant categories outlined above, an affidavit that proves financial dependency is required. Please see below for more information.
Detailed list of requirements and documents needed to register a dependant:
Husband or wife
Ex-husband or ex-wife
Children (biological, adopted, step or foster) under the age of 21
Children (biological, adopted, step or foster), over the age of 21
If the child is a student and not yet 28 years old, we need:
If the child is totally dependent due to mental or physical disability, we need:
If the child is neither a student nor disabled, we need:
Parents, parents-in-law, grandparents and grandparents-in-law
Grandchildren and great grandchildren
They may be registered as dependants:
Siblings (brothers or sisters), half-siblings, step-siblings and siblings-in-law
Nephews and nieces (including in-laws)
Registering a newborn in time is very important!
A completed newborn registration form and a certified copy of the birth certificate must be sent to the Scheme within 60 days
from the birth of the child. If the newborn's surname is different from that of the principal member, the Scheme must be provided with an affidavit confirming that the child is theirs.
Contributions for the child will be due from the first day of the month after the month in which he/she was born if the child is registered within 60 days of the date of birth. If the newborn is not registered in time, we will not be able to register the child as a dependant on the Scheme from the date of their birth. This means that we will not cover any expenses related to the newborn's birth and the member will have to pay the costs out of his/her own pocket.
Yearly review of dependants:
Every year, the Scheme reviews whether dependants still qualify to receive benefits according to the Scheme Rules.
Each year, principal members must give us proof of financial dependency for all dependants over the age of 21.
Disabled dependants and dependants (parents, parents in law, partners) who are over 65 years (pensioners) only need to give supporting documents to the Scheme once.
The table below gives more details about full-time students qualifying to be dependants:
|Student's age||Rates to be paid||Review period|
|Under 21 years old|
Child rates as long as all relevant documents
|Two months before the |
birth month of the dependant
|21 years and older but under 28|
and a full-time student
|Child rates as long as all relevant documents|
have been handed in:
Proof of study at a regcognised tertiary
institution to show that student is studying
on a full-time basis.
If not a student, but financially dependent on the
member, the child may continue as a dependant
(at adult rates)provided all relevant documents
|Documents must be provided before|
the end of March every year. The period
under review will be April to March of the
Why it is important to provide the required documents in time:
Download the enrolment pack in
easy-to-use PDF format. Click Here >