Why join GEMS

For COVID-19 updates, visit official government website  www.sacoronavirus.co.za

Click on the link below to access forms to be completed for post-retirement medical assistance.

 Web Address



Members must consult their Human Resource division for  guidance when completing these forms

For the latest employer subsidy information applicable to GEMS members  click here



The GEMS Way

With GEMS, your health is taken care of – so that you have time to focus on what is important to you and your family. This year is no different!


  • GEMS provides greater access to quality healthcare through a wide array of networks.
  • Because of our wide beneficiary definition, you can care for more of your family members.


  • Our growing reserve ratio provides security for you and your family.
  • Lowest contribution increases keep us affordable. At 7.19%, the Emerald Value option (EVO) has experienced the lowest contribution increase for 2020.
  • Members moving from the Emerald option to EVO will experience a discount of over 14% on contributions before subsidy.

Richer benefits:

  • GEMS has invested over a billion rands in benefit enhancements for our members.
  • GEMS has better and richer benefits – our low-cost option Tanzanite One is richer in benefits than other similar
    priced products in the market.

Read our 2020 Marketing brochure find out more about what GEMS has to offer.