GEMS 2025 Annual Integrated Report and Financial Statements are now available.
You still have access to comprehensive in and out of hospital cover, including private hospital care!
The Member App is available for download. Get it today and Discover the Brilliant Features!
GEMS does not offer Gap Cover. Please do not accept any fake gap cover from GEMS through this unknown source.
In-Hospital benefits within a defined hospital network subject to an annual hospital limit. Out-of-Hospital benefits subject to GEMS Network and FP nomination and Specialist rules
In-Hospital benefits subject to an annual hospital limit. Out-of-Hospital benefits subject to GEMS network
Comprehensive In-Hospital benefits. Out-of-Hospital benefits subject to a Savings account and Block Benefit
Comprehensive In-Hospital benefits within a defined hospital network.Comprehensive Out-of-Hospital benefits subject to GEMS network, FP nomination. Day-to-day Block Benefit
Comprehensive In-Hospital benefits
Comprehensive Out-of-Hospital benefits subject to Day-to-day Block Benefit and Primary Care Extender Benefit.
Comprehensive In-Hospital benefits
Comprehensive Out-of-Hospital benefits subject to a high value Day-to-day Block Benefit
For more than 20 years, GEMS has been making quality healthcare more affordable, accessible and equitable for public service employees and their families. Discover the impact behind the numbers, the lives touched every day, and how the Scheme continues to provide peace of mind to millions of beneficiaries across the country. Watch our corporate profile video and discover the true brilliance of GEMS.
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At GEMS we believe that every one of our members matter. That is why we have prepared the member newsletter to focus on your specific needs.
