Find all your member educational material here. To access the material
GEMS 2023 Annual Integrated Report and Draft Financial Statements are now available.
GEMS does not offer Gap Cover. Please do not accept any fake gap cover from GEMS through this unknown source. For more information
The Member App is available on Huawei AppGallery. Download the Member App today and Discover the Brilliant Features!
In-Hospital benefits within a defined hospital network subject to an annual hospital limit. Out-of-Hospital benefits subject to GEMS Network and FP nomination and Specialist rules
In-Hospital benefits subject to an annual hospital limit. Out-of-Hospital benefits subject to GEMS network
Comprehensive In-Hospital benefits. Out-of-Hospital benefits subject to a Savings account and Block Benefit
Comprehensive In-Hospital benefits within a defined hospital network.Comprehensive Out-of-Hospital benefits subject to GEMS network, FP nomination. Day-to-day Block Benefit
Comprehensive In-Hospital benefits
Comprehensive Out-of-Hospital benefits subject to Day-to-day Block Benefit and Primary Care Extender Benefit.
Comprehensive In-Hospital benefits
Comprehensive Out-of-Hospital benefits subject to a high value Day-to-day Block Benefit
GEMS was registered on 1 January 2005 with the purpose of ensuring adequate provision of quality healthcare coverage to public servants that is efficient, cost-effective, equitable and provides further options for those who wish to purchase more extensive cover. We’re currently South Africa’s largest restricted medical scheme with over 800,000 principal members and 2 million beneficiaries. We offer six (6) excellent healthcare Benefit Options, namely: Tanzanite One, Beryl, Ruby, Emerald Value, Emerald and Onyx. Join GEMS today and experience the Brilliance.
Learn More
Use the QR Code to download the GEMS Member App. Or get it from Google play or App Store.
At GEMS we believe that every one of our members matter. That is why we have prepared the member newsletter to focus on your specific needs.
