GEMS 2024 Annual Integrated Report and Financial Statements are now available.
We are pleased to announce the elected candidates.
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GEMS does not offer Gap Cover. Please do not accept any fake gap cover from GEMS through this unknown source.
In-Hospital benefits within a defined hospital network subject to an annual hospital limit. Out-of-Hospital benefits subject to GEMS Network and FP nomination and Specialist rules
In-Hospital benefits subject to an annual hospital limit. Out-of-Hospital benefits subject to GEMS network
Comprehensive In-Hospital benefits. Out-of-Hospital benefits subject to a Savings account and Block Benefit
Comprehensive In-Hospital benefits within a defined hospital network.Comprehensive Out-of-Hospital benefits subject to GEMS network, FP nomination. Day-to-day Block Benefit
Comprehensive In-Hospital benefits
Comprehensive Out-of-Hospital benefits subject to Day-to-day Block Benefit and Primary Care Extender Benefit.
Comprehensive In-Hospital benefits
Comprehensive Out-of-Hospital benefits subject to a high value Day-to-day Block Benefit
Over the past few years, GEMS has deliberately utilized more than R10 billion in reserves to shield members from higher contribution increases. As a restricted, not-for-profit medical scheme established to serve public service employees, GEMS reinvests all surpluses into improving benefits, service delivery, and access to quality healthcare. GEMS continues to be one of the most affordable medical schemes in South Africa. For a typical public service family, contributions are up to 23% lower than comparable open schemes before subsidy.
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At GEMS we believe that every one of our members matter. That is why we have prepared the member newsletter to focus on your specific needs.
