Comprehensive in and out-of-hospital benefits.

Public and private facilities.

View Network Hospitals View Network Doctors

More about the Beryl option

Get access to a healthcare provider who belongs to the GEMS network. You don’t have to pay for treatment or book an appointment and pay out -of-pocket.

  • We encourage you to nominate a General Practitioner (GP) if you’re on the Beryl option, to coordinate your healthcare needs. However, you won’t be penalised if you don’t nominate a GP.
  • If you visit a non-network GP, your consultation will be paid from your non-nominated benefit. This benefit allows for a maximum of three visits per family (annually) to a GP who isn’t part of the GEMS network.
  • The Scheme will fund 70% of your medical expenses and you will have to pay a co-payment of the remaining 30%. If you deplete your non-nominated benefit and you consult a non-nominated GP, your claim will not be paid by the Scheme.
  • Visits to a specialist must be referred by your nominated GP. Your nominated GP must also call our call centre to get pre-authorisation before you can visit a specialist. 
  • Pathology and radiology tests (blood tests and x-rays) must be referred by your nominated GP. These tests must be in line with the GEMS formulary (list of approved tests or services) for Beryl.

How much does it cost?

Salary band Principal Member Additional adult member Additional child member
0 - R 10506 R1538 R1534 R863
R10506.01 - R14743 R1669 R1656 R952
R14743.01 - R25256 R1821 R1821 R1022
R25256.01 + R2187 R2187 R1241

Calculate my contributions

Who would you like to cover?

Adult Dependants
Child Dependants
Child Dependants

Are you on total cost to company?

Qualifying Public Service employees could enjoy up to 100% subsidy from their employer.

Download our member app

Use the QR Code to download the GEMS Member App. Or get it from Google play or App Store.